Chapter 7 Bankruptcy in Georgia

Filing Chapter 7 Bankruptcy

Chapter 7 is also known as liquidation or straight bankruptcy.  It is a very effective way to stop foreclosure, wage garnishment, lawsuits, repossessions, and harassing collection calls.  In a Chapter 7, we show the Georgia Bankruptcy Court that based upon your specific circumstances, you are unable to pay your creditors according to your loan terms.  The time it takes to complete a Chapter 7 varies, but often times a debtor’s case is completely finished within 90 days of filing the petition.

While the concept of a Chapter 7 is simple, there are a number of important considerations, such as the “Means Test,” exempt property, and debts that are non-dischargeable.  There are additional factors that will impact a case, such as how long you have lived in Georgia, whether or not you are married, and government benefits currently being received.

All of these issues should make it clear that trying to handle a Chapter 7 without the help of an experienced bankruptcy attorney is risky.  The last thing you want to do is invest the time, energy, and money in filing a case, only to have a problem afterwards due to some technical aspect you missed or got wrong.

Ready for Help with Your Chapter 7 Bankruptcy?

If you or a loved is struggling with overwhelming debt anywhere in North Georgia, including Atlanta, Conyers, Douglasville, Rome, or Kennesaw, contact the consumer bankruptcy attorneys at Berry & Associates today.  We offer a free consultation to discuss your particular situation, and all information is kept strictly confidential.  Complete the Contact Us form on the right, or call (800) 414-3328.