Many people that look into bankruptcy options are doing so because of high medical debts. The expense of breast cancer treatment is just one of many ways that high medical debts and bankruptcy can overlap.
A recent blog discussed bankruptcy and breast cancer. In this blog the daughter of a breast cancer survivor outlines the physical and mental struggles that a person going through treatment observes. What is also outlined is the financial strain that cancer can have on a person’s finances. Not all survivors are going to be able to work, at least not in the same capacity as before.
How a Bankruptcy Lawyer can Help with Breast Cancer Medical Bills:
Not all persons that receive breast cancer treatment will be able to fully repay the cost. People appreciate what their doctors have done to them, but too often the math does not add up to fully repay. To make it more challenging a women’s earning power may not be as high as it was before she was diagnosed. This is where a bankruptcy lawyer might be able to help.
- If you have steady income and assets worth protecting (including secured debt), a Chapter 13 might be a good option
- If you do not have assets worth protecting, then a Chapter 7 (straight bankruptcy) might be a good option.
For a Chapter 13 to make sense you will need to have income. This is important because your bankruptcy lawyer will leverage your income and other debt levels into a repayment plan proposal among your creditors. For those that have no method of repayment, or do not have income, a Chapter 7 might be a better option. Breast cancer and the medical bills associated with it play a unique role, so consulting a bankruptcy lawyer and explaining your financial situation will be critical for him to help advise you on what type of options are available.
If you have questions about how a bankruptcy lawyer can help a person with breast cancer medical bills, contact us. Berry & Associates has 10 offices throughout metro Atlanta.







